June 20, 2018
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Bad Attitude Keeping You in Debt

Money and Emotions

For many people, money can be emotionally charged. Buying something that you really wanted can make you feel happy at the time but then guilty afterward because you realize you can't afford it. Even regular purchases, such as grocery shopping can bring on stress as you see the total amount increase as each item is scanned. Making and keeping money can turn into an emotional and physical burden.

Are you living the financial life you want? Consider two people- Jane has a sensible, positive money attitude, is grateful for blessings, and puts her money to work. John is frustrated, angry, always short of money and wonders why. Do you see yourself?

One expert says, "it's all about perspective and attitude." The logic behind the method is that nothing is created without thinking about it first, even if the thinking is very quick and spontaneous. She challenges clients to consider that there may be only one thing to change in their life that can make all the difference in their finances-their thinking, or attitude.

Change your mind, then your actions, and then your life. If you see your financial life as "half empty", try to focus on the "half full" part. Appreciate what you do have and learn how to use that energy to think positively and make wise decisions. Don't let others influence you into spending more than you can afford. Don't purchase things you really don't need or things that will just clutter up your space. Think about your life and consider where you need to change your attitude. Is it planning, taking more responsibility with your budget, or having the courage to stop over-spending?

Reach Your Goal

The way you think about your money needs to be in harmony with the way you act with your money. Start with a short-term goal, such as paying all your bills on time with your next paycheck, or limiting your discretionary spending, or using cash instead of your credit card. Then, do the same for the next pay period. Facing your current financial situation and deciding to move past any limitations with a positive outlook is the beginning of your attitude change.



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